Health insurance, the way Americans have come to use it, is NOT cost effective. Average monthly premiums for a 50 year old in Kitsap County are ~$300 higher (for a "low deductible plan"). How many months are you deriving any benefit from that large price tag?
Luckily, there are other options:
- Pair a "high deductible" Plan with a Direct Primary Care Doctor
- High Deductible Insurance: ~$300 less per month for a high deductible plan 50 year old in Kitsap county as compared to a low deductible, high premium plan
- DPC: Monthly subscription for in a Direct Primary Care Practice
--------> With this combination of services, you actually save money, are protected against emergencies/hospitalization AND you add in direct primary care. In DPC, you will build a relationship with a doctor fiercely devoted to your well-being; instead of having a passive relationship with your PCP, you have someone who will give you all the time you need, schedule appointments to be seen immediately, and someone who will advocate for you in all phases of life. This advocacy will look different for everyone but can resemble a fitness coach, nutritionist, life coach, counselor - all intense passions of mine.
Perhaps my favorite form of patient advocacy and one I feel is so important - based on family experiences - is being an advocate/second opinion when patient's see another provider or specialist and especially when patient's are hospitalized. Physicians in the traditional hospital based/corporate medical system are BUSY and they often do not have the energy or time to check their work or dive deep into every single patient's problems. And that's where I come in! I will serve as somewhat of a liaison between you and other doctors, working as a team to solve your problems and come up with the best possible treatment and follow-up plan.
Thank you for reading! Call or text me at 425-739-5302 if you want to discuss further; I am on a mission to improve our healthcare system one patient, medical student, and healthcare worker at a time and LOVE talking about how we can do that as a community.
Payton Skawinski, MD
Bainbridge Island Primary Care Doctor